It is now not enough to possess just a credit card. But it is enough to possess DYNAMIC Visa – the credit card that pays you back with every purchase.
- International revolving credit card
- Wide acceptance - for POS and Internet purchases; for cash withdrawals on ATMs in BG or abroad
- Grace period on the interest for purchases – from 20 up to 50 days (Learn more about the grace period for purchases with Alpha Bank Bulgaria credit cards)
- Secured transactions – cutting edge chip technology
- Reservations for hotels, air tickets, rent-a-car and etc.
- Daily limits
- For cash withdrawal: up to BGN 1 000
- For purchases: up to the available credit limit assigned
- DYNAMIC pays you back with every purchase as it returns you percentage of its value - this is applicable to all POS and Internet purchases locally or abroad. Find out more
- No fee for payments on POS terminals in Bulgaria
- Free of charge issuing and renewal when expired
- Free of charge monthly statement to the address specified by the customer;
- Grace period without interest – for all purchases – up to 50 days
- Possibility for issuance of an additional card for your loved ones
- 24-hour Customer service at 0700 19 040 and + 359 2 810 34 10 (connectivity from abroad)
- Payment of monthly installments
- 20 days after the statement issuance (every 16th of the current month)
- Partial payment: 3% over the amount spent, minimum BGN 15
- Full payment: whole due amount (including interests, taxes and commissions)
- Method of payment of credit cards dues
- Cash deposit at every Alpha Bank Bulgaria branch
- Deposit from your account in Alpha Bank Bulgaria
- Direct debit from your account in Alpha Bank Bulgaria
- Payment through active Alpha Web Banking
- Validity of the card
- Necessary documents to apply
- Application-agreement for bank products
- Copy of the ID card of the applicant
- *The bank reserves the right to require additional documents if necessary.
Where to apply?
- At any Alpha Bank Bulgaria branch
- Online – www.loanadvisor.eu.
- By phone at 0800 19 222 /free of charge call/
- Credit card delivery
- Please find further advice for secure usage of your card here.
Fees and commissions:
APR is 23.68 %, calculated on the basis of a purchase to the amount of BGN 3 000, paid by 12 equal monthly installments, with contracted interest rate of 18% and expenses. The annual fee is included in the first monthly payment.
You can receive more information at the nearest office of Alpha Bank as well as at 0700 16 222.
General terms and conditions of issuance and use of credit cards
Download the General terms and conditions of DYNAMIC loyalty program